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As a Compass Agent, you have our full support, not just when it comes to your business but also when it comes to your wellbeing. As CEOs and entrepreneurs, you deserve access to the benefits that help you grow and succeed.

PROGRAM BENEFIT OPTIONS

HEALTH PLAN *

Medical Individual & family coverage from the largest national provider network in the country.

VISION

Vision - Guaranteed issued individual and family plans available through Guardian®

DENTAL

Dental - Guaranteed issued individual and family plans available through Guardian®

DISABILITY

Short & Long Term Disability - Disability insurance provides benefits that replace part of your lost income in the event you are unable to work due to a covered injury or illness

FSA

Flexible Saving Account (FSA) Dedicated account, funded with pre-tax dollars, allowing you to pay for certain out-of-pocket health care & dependent care costs.

Life, AD&D, & More

Additional Benefits Include: Life Ins, Accidental Death and Dismemberment (AD&D), Supplemental Accident, Hospital Indemnity, and an Employee Assistance Program (EAP)

*Your acceptance in the health plan is not guaranteed

WHO IS ELIGIBLE?

Agents and their teams associated with Compass (and their subsidiaries) are eligible to participate in the program.  Enrollment in the program, along with the health and ancillary benefits offered, begins November 15, 2018 and closes December 15th, 2018 for coverage effective 1/1/19.

After December 15, 2018, you may enroll at any time; however, your application must be completed by the 15th of the month in order for services to be effective on the 1st day of the following month.

HOW DOES THE PROGRAM WORK

Step 1

Apply to the program.

Get Approved.

Step 2

Join Payroll.

Establish Your Payday.

Step 3

Select Your Benefits.

Save $$ and Get Coverage.

Compass and IdilusHR have contracted with HUB International, a nationally recognized insurance broker, to provide Compass agents with access to a Fortune 100 level benefit program.

In order for an agent affiliated with Compass to participate in this group benefit program being offered, the agent must established a co-employment relationship with an employee staffing company owned by IdilusHR.  That staffing company is named Employers Network Systems (ENS).  A small portion of your compensation will be required to be processed by ENS.

Once approved and accepted for the program the agent will sign a staffing agreement Employers Network Systems (ENS). Under this agreement the participating agent will to pay themselves a minimum payroll monthly. This minimum payroll will be based on 30 hours per week at the mandated minimum wage in the area the broker conducts business. In addition to the broker, any of the broker’s employees who join this program will become W‐2 employees of ENS.

HOW DOES IDILUSHR WORK

IdilusHR is a firm that an employer can use to outsource some or all of its employee management tasks including, partnering with Idilus to act as the employer of record for all employees. While the business owner continues to remain 100% in control of the staff and the decisions, Idilus leverages the collective buying power of all of their clients. In-turn, Idilus is able to negotiate premium rates and services that rival the efficiency of an organization with thousands of employees.

PLAN OPTIONS & RATES

Enrollment now open for coverage beginning Jan 1, 2019

GET STARTED

I am an Individual Compass Broker Agent

Enrollment now open. Learn more about the application process by scrolling below or Get Started Now. Program enrollment open through Dec 15th for coverage beginning January 1, 2019.

I am an Agent with a team

If you have 2 or more W-2 employees on your team (including yourself), click the button below for more information on the available group program designed to support your entire team!

Questions? Join an Educational Webinar.

Learn more about the program by attending one of the educational webinar sessions. Multiple dates and times available.

 

 

Speak with a knowledgeable benefit program representative at 1-855-687-2426 (Open 7:ooam-5:30pm Pacific Time)

THE APPLICATION PROCESS

1. The application process will consist of two online forms. You will be provided access to the second form immediately upon completion of the first form. Once you begin completing an application from you must finish it, as the data will not be stored and will not be retrievable to complete at a later date.

Step 1) Complete the Compass Broker Participant Billing Application

Note: The Company name, should reflect the name of your individual organization. If you do not have an individual organization use your full personal name. Please do not enter "Compass" as the organization name.

Step 2) Upon completion of step 1 you will be prompted to immediately begin completing the second form:

 

Step 3) Complete the Personal Health Survey Form

2. Upon completion of the application, IdilusHR will submit the application for to Milliman Inc, who will determine if an applicant qualifies for the program.  Not all applicants who apply will qualify.  HUB International will reach out to discuss alternatives for those individual applicants who do not qualify.  Acceptance or rejection in the program is at the sole-discretion of Milliman Inc, and is not based on any decision by Compass, IdilusHR or HUB International.

3. Upon acceptance in the program, IdilusHR will contact you regarding acceptance in the program, including plan designs, pricing, ancillary benefit information and payroll information.  In addition, the accepted applicant will be forwarded a staffing agreement via Docusign that will need to be executed prior to signing up for benefits under the program.

 

NOTES:

-In no event shall this offer or your participation with IdilusHR or HUB International alter in any way your independent contractor status with Compass.

-If you do not qualify for or elect to participate in the health care plan you are still allowed to participate in ancillary benefits (dental, vision, etc.) and administrative services through the program.